Sri Lanka Govt Insurance 2026: Agrahara & Suraksha New Rules and Online Application Guide
The Government of Sri Lanka has updated guidelines and regulations for two major state insurance schemes: Agrahara Insurance (for public sector employees) and Suraksha Insurance (for school students).
Here is a comprehensive breakdown of the new rules, eligibility criteria, and step-by-step instructions on how to register online and process claim applications in 2026.
1. Agrahara Insurance Scheme – For Government Employees
Managed by the National Insurance Trust Fund (NITF), the Agrahara Scheme provides health and life insurance coverage to public sector employees and pensioners across Sri Lanka.
Key New Requirement (Mandatory Registration):
To streamline claim processing and minimize delays, the NITF now requires all public employees to update their personal and dependent details online. Unregistered dependent claims may face delays or rejection.
Step-by-Step Online Registration:
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Visit the official NITF website: NITF Agrahara Portal
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Click on Member Registration / Login on the homepage.
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Complete your profile by uploading required certificates and family/dependent details.
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Submit the profile for verification. Your Head of Department (or Agrahara Coordinating Officer) will verify and approve the data online.
2. Suraksha Student Insurance Scheme
Underwritten by Sri Lanka Insurance Corporation (SLIC General) in partnership with the Ministry of Education, Suraksha covers over 4 million students in government, government-approved private schools, and pirivenas.
Latest Updates & Key Benefits:
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Parents’ Demise Cover: The family income threshold to qualify for compensation upon a parent’s demise has been revised from LKR 180,000 to LKR 240,000.
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Critical Illness & Special Care: Financial assistance up to LKR 1.5 million for severe illnesses, and up to LKR 75,000 for special medical devices (e.g., Scoliosis braces, Cochlear implants).
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OPD Medical Cover: Up to LKR 20,000 annually for outpatient treatments.
How to Submit Claims:
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Download the claim form from the official portal or collect it from your school.
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Get the form signed and stamped by the School Principal along with original medical bills/diagnosis cards.
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Submit the completed application to the nearest SLIC branch or upload it online via the official portal: SLIC Suraksha Portal
Conclusion:
All eligible public servants and parents are advised to complete their digital registration and keep their records updated to ensure seamless claim processing.